Check out our current mortgage rates 

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At United Fidelity Bank, our goal is to help make the entire mortgage process a less intimidating and more satisfying experience for everyone--customers, builders and real estate agents.  We know that buying or building a home is an investment that deserves expert financial advice.

Please contact a United Bank Loan Officer for an appointment to discuss your specific needs or call us at  (812)-424-0921 or 1-800-280-8280.

 

 
15 YR FIXED CONFORMING
20 YR FIXED CONFORMING
30 YR FIXED CONFORMING
3/1 ARM CONFORMING
5/1 ARM CONFORMING
SWING LOAN

Rates last updated on Thursday, September 02, 2010

15 YR FIXED CONFORMING
Term: 15 years   Maximum Amount: $417,000
RatesPointsAPR
3.75%1%4.019%
3.875%0%3.995%
 

20 YR FIXED CONFORMING
Term: 20 years   Maximum Amount: $417,000
RatesPointsAPR
4.125%1%4.337%
4.375%0%4.47%
 

30 YR FIXED CONFORMING
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
4.125%1%4.278%
4.375%0%4.444%
 

3/1 ARM CONFORMING
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.25%1%3.438%
3.75%0%3.469%
 

5/1 ARM CONFORMING
Term: 30 years   Maximum Amount: $417,000
RatesPointsAPR
3.375%1%3.475%
3.875%0%3.571%
 

SWING LOAN
Term: 9 months   Maximum Amount: $200,000
RatesPointsAPR
5.25%0%7.232%
 


Rates are subject to other terms, conditions and are subject to change without notice.  All rates assume a 30 day lock period and escrow for taxes and insurance.  The APR is calculated on a $120,000 loan amount with down payment of 20%, applicable loan origination fee; discount points and no prepaid interest collected.  APR’s for individual loans may vary.  A down payment of less than 20% could require private mortgage insurance, which could increase the Annual Percentage Rate (APR).  For adjustable-rate mortgages, rates are subject to increase after the initial fixed rate period.  A 30-year loan term applies to all adjustable-rate mortgages.